Atlanta Debt Collection Defense Lawyer
If you are in debt and you are receiving calls at odd hours of the night, or you are suffering from threats and other types of harassment, then you may be able to pursue legal action to end this harassment. I am Attorney Silverman and I am an Atlanta debt collection defense attorney from Southeast Consumer Law. I understand the severity of the situation that you face if you are suffering from unfair collection acts. I offer skillful representation to the victims of these unfair acts and you can be sure that I will work with you to pursue the results that you need. I offer representation in any of the following areas:
Automobile Dealer Fraud
There are many different ways that auto dealers can defraud their customers, one of these methods involves the financing of a vehicle. If you are being harassed by an auto dealer to whom you owe money, or who claims you owe money to, then you may be able to pursue legal action to end this.
When you are harassed for a debt that you have already settled through bankruptcy, fraud reporting or another means, then you may be experiencing zombie debt. The term "zombie debt" is actually quite apt due to the fact that you are dealing with debts that are dead and should have been buried long ago.
Junk Debt Buyers
Many collection agencies will buy a debt that is due in order to make a profit for themselves. They pay pennies on the dollar to the original creditor without any knowledge if the debt is still active. If you are being contacted for a debt that you have already settled, then you may benefit from legal assistance.
Fair Credit Reporting Act
The fair credit reporting act is a federal law that was put in place in order to ensure that consumer reporting agencies provide consumers with accurate information regarding debts that they owe, and many other matters.
As an individual that owes money to a creditor, you have various rights. You have the right to fair debt collection, rights to privacy, and rights to many other facets of this issue. If you believe that your rights are being violated, then you need skilled representation on your side.
Fair Debt Collection Practices Act (FDCPA)
The fair debt collection practices act makes provisions for those who are suffering from creditor harassment. These creditors and collection agencies are bound by various laws that prevent them from saying certain things, threatening to take action and other elements.
If credit card debt remains outstanding, and no payments or attempts to pay are made, then the courts may intervene and mandate that employers withhold a certain amount from each paycheck that you earn in order to pay back debts.
Suffering from creditor harassment?
If you are suffering from unfair collection practices or harassment, then let me work with you to pursue the fair actions that you deserve. Bad things happen to good people through no-fault of their own, and when this occurs, these people do not deserve the treatment that they often receive from their creditors. I offer a free case evaluation so that you may obtain some legal advice and information regarding your situation before making any financial commitment to my firm. Contact me today to discuss your situation and to learn more about how I can help you.